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Home Elevations

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On July 7th Governor Chris Christie spoke to residents in Keansburg about home elevations after the events of the Superstorm Sandy in 2012. The state-run program, Hazard Mitigation Elevation Program, gave more than 100 Sandy elevation grants. This would make the total number of grants given to 460 grants.

In light of Superstorm Sandy it is important for homeowners to understand what home elevation is, whether they need it or not, and what it entails. FEMA, the Federal Emergency Management Agency, released a map of New Jersey that details the zones in New Jersey, according to risk of flooding. The “v” zones are the areas that are the most susceptible to major waves and having a home in a “v” zone could mean that elevating your home would cost more than it would if your home was in a less at risk area. Home elevation could cost anywhere from $30,000 to $100,000 because the variety of factors at play. The cost of home elevation depends on your elevation currently, the zone you are in, the foundation of your home, the size of your home, and the extent of any damages. The amount of elevation you require also depends on the standards that your municipal has accepted and the FEMA recommendations. The homes in “v” zones must be elevated on pilings so the cost is usually more as well.

The two state programs that give grants to help with Sandy repairs and home elevations are the Rehabilitation, Reconstruction, Elevation and Mitigation Program and the Hazard Mitigation Elevation Program, which was mentioned above. The grants must be applied for and are given out on criteria decided by the state. Another option that home owners have for financial aid in home elevation is the Increased Cost Compliance fund. Home owners can qualify for aid from this fund if their home is insured under the national flood insurance program. (NFIP). Also they must have substantial damage of 50% or more of the house or qualify as a repetitive loss structure, which means that it has been damaged twice or more within ten years and the cost for each repair averaged 25% or more than the pre-flood market value of the property.

Applying for grants and looking for ways to finance your home elevation and repairs can be frustrating and difficult. Getting the right information and advice can make a great amount of difference in your endeavors.


"Cost to Raise Your Home - NJ House Raising." Cost to Raise Your Home - NJ House Raising. Axis Builders, LLC, n.d. Web. 9 July 2014. .

"Increased Cost of Compliance." FloodSmart.gov. National Flood Insurance Program, n.d. Web. 9 July 2014. .

O'Neill, Erin. "FEMA releases updated flood maps for 4 New Jersey counties." NJ.com. New Jersey On-Line LLC, 7 June 2013. Web. 9 July 2014. .

O'Neill, Erin. "In Keansburg, Christie announces more than 100 Sandy elevation grants have been awarded." NJ.com. New Jersey On-Line LLC, 19 July 2014. Web. 9 July 2014. .


Joseph M. Ghabour
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