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Phone: 732-967-9110
Joseph M. Ghabour & Associates LLC

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As a personal injury firm, we get asked a lot of interesting questions. Check out our FAQs and see what people are asking! If you have trouble finding what you're looking for, please let us know and we'll be sure to help!

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  • The other driver's insurance company is giving me the run around, what do I do?

    Unfortunately, insurance companies have a way of delaying payment when they are required to pay up for their driver's negligence. Often times, you will find yourself leaving voicemail after voicemail only to be told, "the adjustor is busy this week," or "I have to show the file to my supervisor who is on vacation this week." Do not be put off by this. Insurance companies have 30 days to settle most claims, so they have time on their side. However, I have noticed that when insurance companies find themselves accruing costs, they tend to settle a lot faster. For example, if they accept liability and you are waiting for their adjustor to go look at the car in the body shop, demand a rental. They have to provide a rental (although it is usually the cheapest car rental available). Once they provide the rental, they will move much master because the longer they delay, the more it is costing them in rental fees.

  • The other driver's insurance company wants me to give them a statement, what do I do?

    Unless you are represented by an attorney NEVER EVER give a statement to the other driver's insurance company. It can, and usually will, come back to haunt you when you seek damages as result of your injuries.

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