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Phone: 732-967-9110
Joseph M. Ghabour & Associates LLC

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As a personal injury firm, we get asked a lot of interesting questions. Check out our FAQs and see what people are asking! If you have trouble finding what you're looking for, please let us know and we'll be sure to help!

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  • Prequalified vs. Preapproved: What's the difference?

    Contrary to common misconception, prequalification is not the same as preapproval. Prequalifying for a mortgage doesn’t guarantee the amount you’ll be able to borrow. It’s only an estimate based on unverified finances. Preapproval provides you a more concrete number to work with, as lenders run your credit and verify your income prior to approving you for any amount. This is a much more solid number you can use to negotiate with sellers.

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