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Phone: 732-967-9110
Joseph M. Ghabour & Associates LLC

Go first to our FAQ section to update your information. Send us an email for more questions.

There's no doubt: if you've been injured in an accident, you need all the help you can get.  The FAQs below answer many of the questions I am often asked. I can't imagine nothing more important than protecting you and your family's well being, and knowledge goes a long way.


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  • My injuries are not from one specific accident, but from my working conditions over a period of time. Can I still receive workers compensation?

    If you were injured at work, you are entitled to compensation regardless of whether the injury occurred as a result of one incident or as a result of several incidents over time.

  • What types of settlements exist?

    Worker’s compensation pays you for time off from work and will compensate you for the type of injury you sustain. Every injury is different and therefore the value of each injury is different.

  • I was in an accident while I was driving for my job. Does this count towards workers compensation?

    In many cases if you are in an accident before you physically step foot in your employer’s job site, it will not be considered work related for purposes of workers’ compensation.  The same is true for injuries that take place once you’ve left the workplace.  If you have been injured outside the workplace, but it is connected to your job—such as if you were going to meet a client or if you were talking with a client while driving, then you may be entitled to workers’ compensation benefits.  This however, is on a case by case basis.

  • My injuries have not healed after my accident. Is there is time limit to when I can submit a claim?

    You have two years from the date of the accident to file a formal worker’s compensation claim in NJ.  If you miss that deadline, you will be prohibited from filing a claim.

  • I got injured at my workplace, but I wasnt on the clock. Can I still qualify for workers compensation?

    Provided you were "working", you are entitled to worker's compensation benefits.  If you were just hanging around after hours at your job site and were not "working" then you would not be entitled to compensation. 

  • How long can I receive workers compensation for?

    You are entitled to receive compensation for your lost wages and for your injury based on an established schedule depending upon your injury.  Each injury is unique and the compensation will vary depending on the type of injury you sustained.

  • My employer keeps trying to contact me after I was injured at work. What should I do?

    You must report the injury to your employer.  Thereafter, you employer should open a claim with his or her worker's compensation insurance carrier.  If your employer is not insured, and is trying to seek a quick settlement with you, you must seek the advise of an attorney immediately.  Signing a release in exchange for payment of money, will prohibit you from seeing additional damages from your employer.  

  • I was injured by another employee. Can I still receive workers compensation?

    You are entitled to worker’s compensation benefits if you were injured on the job irrespective of how the injury was caused.   Even if you were negligent and as a result of your negligence were injured, you would still be entitled to workers’ compensation.

  • What is workers' compensation?

    Workers' compensation is an area of law that covers you in the event that you are injured at work. If you are injured at work your employer is required to pay for your medical bills and depending upon the injury to compensate you for your injury. Workers' compensation law does not factor in whose fault it was. You may be performing your job duties and as a result you are injured because a box slipped out of your hand or you fell on the floor as you were walking up the stairs. Workers' compensation will cover you irrespective of whose fault it is. However there are exceptions to every rule. For example if you purposely injure yourself at work or you injured yourself in the commission of a crime at work you will not have coverage.

  • What benefits does a worker receive when they are eligible for workers' compensation?

    If you are injured on the job you are entitled to obtain medical treatment at your employer's sole cost and expense. You are also entitled to receive payments for lost wages and depending upon your injury you may be entitled to receive compensation for the injury. It is important to consult with a workers' compensation attorney if you are injured on the job.

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