I was involved in a car accident and I was the only one injured. Who pays my medical bills?

 

A: Under New Jersey laws your auto insurance carrier is responsible for paying your medical bills. Private auto insurance policies carry what is called personal injury protection coverage. That coverage is used to pay your medical bills up to your limits minus your deductible and copayment if applicable. This does not mean that in all cases your medical bills are paid by your insurance company. For example if you are driving a taxicab most taxicab policies do not include personal injury protection. However there are exceptions to every rule and you must examine your auto policy for all the coverages that you pay for.


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  • I recently was in a terrible car accident that impacted my health, the
    health of my passenger as well as me financially. I contacted Joseph
    Ghabour for his opinion and he was very supportive in calming my
    nerves and addressing my concerns. He literally took the problem from
    me and resolved it while allowing me to focus on the health issues we
    were facing. He gave fantastic advice along the way ensuring that I
    didn't do something that would jeapordize the outcome of the case. I
    am not a litigious person - this was my first and likely my only
    lawsuit - but I felt that with all I was facing I shouldn't have to
    bear the financial burden that was caused by someone else's
    carelessness for the law. Joe kept me informed and ensured that I
    received what I was entitled to covering my expenses and allowing me
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  • Mr. Ghabour has been patient and available, listening to the circumstances of my case..

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