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Phone: 732-967-9110
Joseph M. Ghabour & Associates LLC

What does "No-Fault state" mean?

New Jersey is a "no-fault state." In New Jersey, it means your own insurance company is responsible for covering your medical expenses, regardless of who or what causes an auto accident.

As a result, you are required by New Jersey law to have PIP insurance as part of your auto insurance plan, which is protection designed to cover your medical expenses if you're in an auto accident. 

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