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Joseph M. Ghabour & Associates LLC

What happens if I get into an accident while I was driving someone elses car?

If you have an auto insurance policy, then your own policy would be primarily responsible for paying out in the event you are sued, or if you cause damage to the car you are driving (provided that you have collision coverage on your policy).  This may seem inherently unfair because you were driving someone else's car so it would make sense that that car's own insurance would cover.  But, the law makes your insurance primary, the car you are driving secondary.

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