What happens when my medical bills exceed my insurance policy limits?

 

A: While most drivers in NJ carry $250,000.00 in PIP coverage to cover medical bills, come drivers carry the basic policy which gives $15,000.00 in medical bill protection.  If you are in this category, you may be able to continue treatment under a "Letter of Protection."  What this means is that your doctor will agree to get paid when the lawsuit settles or is won.  


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  • I recently was in a terrible car accident that impacted my health, the
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    am not a litigious person - this was my first and likely my only
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  • Mr. Ghabour has been patient and available, listening to the circumstances of my case..

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