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Joseph M. Ghabour & Associates LLC

What is the standard insurance policy?

The standard policy under the NJ law that requires everyone to at least, is the Standard Policy. Under this policy, your liability insurance will have a minimum limit of $15,000 for a single death or injury, $30,000 for death or injury to more than one person, and $5,000 for property damage. You can, and should always, opt for more liability coverage. The standard policy provides for up to $250,000 PIP coverage and underinsured and uninsured motorist coverage. It also allows you to opt for Comprehensive and Collision coverage for additional premiums. 

Joseph M. Ghabour
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Auto, Bus, Pedestrian, Motorcycle accident, medical malpractice and worker's compensation attorney.

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