Go to navigation Go to content
Toll-Free: 877-721-7201
Phone: 732-967-9110
Joseph M. Ghabour & Associates LLC

What is title insurance and do I need it?

Title insurance is an insurance policy that protects you, as a homeowner, in the event that defects are discovered in a title that should have been cleared before you purchased the property. Title insurance covers any liens on the property, back taxes, back sewer bills if they are public, and any other judgments or liens that may be in place against the seller when you purchase the property. Anything that was missed during your title search is most likely covered by the title company. Lenders require title insurance to ensure that the property they are lending has a clean title free of encumbrances that could affect their ability to collect their monetary compensation.

Joseph M. Ghabour
Auto, Bus, Pedestrian, Motorcycle accident, medical malpractice and worker's compensation attorney.

Live Chat