Why should I buy medical coverage for my car insurance company when I already have health insurance?

 

A: One important benefit of PIP is that it will cover treatment for injuries you sustained in an auto accident, up to the limit of your coverage with minimal deductibles and co-pay. This coverage is available regardless of who is at fault in the accident. Under New Jersey's Standard policy, your PIP coverage is $250,000, although you can (and never should) opt for lesser coverage for a reduction in premium. The savings are not substantial. Under the Basic Policy, PIP coverage is $15,000, but you can (and always should) opt for more coverage for an additional premium.


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  • I recently was in a terrible car accident that impacted my health, the
    health of my passenger as well as me financially. I contacted Joseph
    Ghabour for his opinion and he was very supportive in calming my
    nerves and addressing my concerns. He literally took the problem from
    me and resolved it while allowing me to focus on the health issues we
    were facing. He gave fantastic advice along the way ensuring that I
    didn't do something that would jeapordize the outcome of the case. I
    am not a litigious person - this was my first and likely my only
    lawsuit - but I felt that with all I was facing I shouldn't have to
    bear the financial burden that was caused by someone else's
    carelessness for the law. Joe kept me informed and ensured that I
    received what I was entitled to covering my expenses and allowing me
    the ability to replace my car without additional financial burden. He
    was calm, understanding and very focused on my case throughout the
    process. I would recommend him to anyone with a legal need.
  • Mr. Ghabour has been patient and available, listening to the circumstances of my case..

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