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Why it is necessary to contact a qualified personal injury attorney after being involved in a pedestrian accident...

Because pedestrian accidents tend to be more severe than collisions between motor vehicles, it is most often in the victim’s best interest to immediately contact an attorney with experience that handles these types of cases. Unless you escaped the accident with the most minor of injuries, you should consult with an attorney even before reporting the accident to your insurance company.

Why? Because your insurance company is not always on your side. It all boils down to money. If you are seeking compensation under the other driver’s insurance policy, then your own insurance company can be a powerful ally. If, however, the situation requires your insurance carrier to cover some of your losses, suddenly their interests will counter to your own. While still honoring the terms of your policy, they will try to pay you as little money as possible. And when your insurance company is no longer on your side, you are going to need someone who is—someone who can level the playing field, someone who can advocate for you and protect your interests. The problem is that it is not always clear ahead of time which insurance company is going to pay for what, and that’s why I recommend consulting with an attorney in the event of a serious accident.

I also recommend speaking with an attorney before even discussing the accident with the other driver’s insurance carrier. Think about it. You intend to show that the other driver was at fault and that his or her insurance should pay for your medical treatment and pain and suffering. The other driver’s insurance company wants nothing of the sort. They would much prefer to show that you were at least partially at fault in the accident, and that they should therefore pay for only a certain percentage of your losses.

 

Joseph M. Ghabour
Auto, Bus, Pedestrian, Motorcycle accident, medical malpractice and worker's compensation attorney.

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