For injured NJ workers, the accident may be just the beginning.

People are injured at work in New Jersey almost every day. If you work in a power plant, a nursing home, a paper mill, or elsewhere, your job carries risks.

The New Jersey workers' compensation system was instituted 100 years ago, and is designed to give employees medical care and compensation for lost wages, disability, and wrongful death resulting from injuries sustained at work. The benefits are granted irrespective of who was responsible for the accident, with certain limitations.

Does the workers' compensation system provide adequate protection?

While quite often workers recover from light injuries and return to work rapidly, in some cases work accidents are fatal or result in debilitating injuries. This might be the beginning of a nightmare for workers and their families, who find themselves facing debilitating injuries, long-term disability, loss of income, unaffordable medical expenses, and no prospect of finding decent employment.

To make matters worse, employers and their workers' compensation insurers could also:
  • Challenge a worker's injury claim as pre-existing, exaggerated, or having nothing to do with work;
  • Send the worker to last minute medical appointments far from home;
  • Request that the employee return to work before recovering;
  • Offer the worker a position that is below his or her qualifications;
  • Provide below standard or inadequate medical care;
  • Determine an unrealistic impairment rate;
  • Deny the wage loss compensation that the worker deserves.

Such frustrating and dishonest actions are aimed at limiting the financial impact of the claim.

Do not hesitate to seek help.

Workers' compensation rules in New Jersey are complex, which is what some employers and their insurance carriers count on to discourage workers who file costly claims. Attorney Joseph M. Ghabour knows the law down to the smallest detail, and can offer invaluable advice and assistance with:
  • Handling your claim, filling out the forms, meeting the deadlines, etc.;
  • Calculating what you are entitled to;
  • Representing you at all the steps of the claim process;
  • Filing a claim petition with the Division of Workers' Compensation (DWC);
  • Applying for an informal hearing with the DWC.

If you or a loved one has been hurt in a work accident, contact Joseph M. Ghabour and Associates now for a free consultation. Call us today at (732) 967-9110, or send us an email to set up an appointment.

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Main Office

432 Route 34, Suite 2A
Matawan, NJ 07747
Phone: 732-967-9110
Toll Free: 800-97-ACCIDENT
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Hudson County Office **

1025 Broadway
Bayonne, NJ 07002
Phone: 201-656-3300
Toll Free: 800-97-ACCIDENT

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Testimonials

  • Mr. Ghabour has been patient and available, listening to the circumstances of my case..
  • “Thank you for taking my case and fighting hard to settle it. The accident took a toll on me, both physically and emotionally, but you made it easier by fighting to get me a descent settlement. “ Hanna Y.
  • “Mr. Ghabour represented me in an auto accident case. Although the insurance company initially denied my claim, Mr. Ghabour told me not worry and that he would work hard to make the insurance company pay. Mr. Ghabour was able to settle my case without trial for an amount I frankly did not expect. I would recommend Mr. Ghabour to anyone who wants a caring lawyer who will fight for them “ Manal A.

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