Should you speak with the defendant’s “kind” insurance adjuster? The kind and concerned insurance adjuster is gathering information to defeat or minimize your injury claim. Do not be fooled. You should only speak with the adjuster for the limited purpose of setting up a claim. You do not need to give a recorded statement and I strongly advise against you doing so. It should be enough to give them your contact info and to tell them that you have been involved in an accident with their insured and that they are at fault. Let them conduct their own investigation, speak with their insured and get the police report. If they insist on getting your version of the story, let them know that you are willing to do so after speaking with an attorney.