Blog

Benefits of Personal Injury Protection

Personal Injury Protection Coverage (PIP) is insurance coverage for injuries sustained by you or other persons covered by your policy.  It covers what insurance companies call “reasonable and customary” medical services for injuries you sustain in an accident, up to the limit your PIP coverage. This coverage is available regardless of who is at fault […]
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Basic v. Standard Policy

A basic policy is a very limited policy and provides only the very minimum insurance coverage for NJ Law. The basic policy includes a $15,000.00 limit in personal injury protection, which means  if you were in an accident, your insurance company is only required to pay up to the $15,000.00 for your medical bills. There […]
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Avoiding Motorcycle Accidents

  Riding motorcycles poses greater risks of injury than driving cars. Most accidents are caused by a small group of contributing factors that can be avoided if the motorcyclist takes simple steps to ensure their safety. Here are basic recommendations and general principles for motorcycle safety. Following these recommendations can help you avoid future accidents. […]
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Essential Riding Skills for Bicyclists

Here is a list of essential riding skills for cyclists. These are meant to go beyond the basics like how to mount a bike, etc., but instead cover a few maneuvers that will help you avoid accidents.   Scanning behind This may seem basic, but there are many riders who have trouble maintaining a straight […]
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26 Mar 20

General Tips for Cyclists

Many times, bicyclists share the road with vehicles, it is important to remember the following safety tips to avoid any danger when riding a bicycle: Choose your route carefully The issue of choosing a route on a bike is one of the instances where we see a difference between bikes and cars. In an ideal […]
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01 Jul 19

The Summer of Safety

Safety is an important issue year-round but its emphasis is even greater during the summer season. Kids are out of school, families are on vacation and the warm weather has everyone outdoors enjoying the beautiful weather. Those factors can, of course, lead to unsafe situations and regrettable accidents. As part of our commitment to safety and security, we […]
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Respect Gravity: Avoid Slips, Trips & Falls

Whether it’s the edge of a swimming pool in the summer, or black ice in the winter. Regardless of the weather, it is important to exercise caution when you’re walking to avoid slips, trips & falls. Respect Gravity! Heed these safety tips to ensure you don’t get hurt. Wear proper (weather-appropriate) footwear Wear treaded soles […]
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Drivers Preventing Pedestrian Accidents

Do’s and Don’ts for Preventing Pedestrian Accidents: Drivers Edition The warmer months mean an influx of walkers, joggers and strollers out and about. Summer vacation also draws children outdoors. Pedestrian accidents account for many unintentional injury-related deaths among children ages 5 to 14, claiming the lives of about 600 children annually. There are many things drivers […]
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Child Pedestrian Safety

Summer Vacation and Child Pedestrian Safety As summer vacation descends upon us, kids will be out & about. Parents and drivers are reminded to be the eyes and ears of the youngest members of our families. With the influx of little feet running around town, pedestrian activity spikes during the summer months. Pedestrian injury is […]
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